Teach money early. Keep the controls.
Add your children to your Rainpay account — up to eight of them. Under 13 gets savings pots you look after. Teens from 13 to 17 get supervised spending with limits you choose.
You must finish your own identity check first — the money is held in your name, for your child.
Ages 0 to 12
No card, no login, no spending. Just saving — and you hold the keys.
Named pots for each goal
School fees, a birthday, first laptop. Give a pot a target and watch it fill up.
Lock it until a date
Choose a date — nobody can take that money out before then, not even you.
Pocket money on repeat
Pick an amount and how often. We move it from your wallet automatically and tell you if your wallet is short.
Ages 13 to 17
Real spending practice, with a parent in the loop.
Limits that actually hold
Set a limit per payment, per day and per month. Nothing goes through above them.
Some things are never allowed
Betting, adult content and digital assets are blocked for every teen, whatever you set. You can block more — nightlife, games, shopping.
They ask, you decide
Your teen sends a request with the amount and why. You allow it with your PIN or say no. Unanswered requests close themselves after two days.
At 18, the money is theirs.
When your child turns 18 they open their own Rainpay account, and you move what you saved straight across.
Start saving for them