Delete your Rainpay account
Last updated 4 October 2026
This page explains how to delete your Rainpay account and the personal data linked to it. Rainpay is operated by RAINPAYTECH LTD (RC 9895163).
1. How to request deletion
In the app or website: sign in and tap Delete my account below, or go to Settings → Delete my account.
By email: email support@rainpay.ng from the email address on your account, with the subject "Delete my account".
We'll confirm it's you (a sign-in code to your account email or phone) before deleting anything.
2. Before you delete
Move any wallet balance out first, and settle or cancel pending payments and savings. Accounts with a balance or pending transactions can't be closed until they're cleared.
3. What we delete
Your profile and login details, contact details, saved beneficiaries, selfie and ID document images, device records, preferences and support messages. We do this within 30 days of confirming your request, except for the records below.
4. What we have to keep
Nigerian financial and anti-money-laundering law requires us to keep transaction records and identity verification records (such as BVN/NIN checks) for at least 5 years after your account closes. These are stored securely, used only for legal and regulatory purposes, then deleted.
5. Delete some data without closing your account
Email support@rainpay.ng to ask for specific data (for example marketing preferences or old support messages) to be deleted.
Rainpay is operated by RAINPAYTECH LTD (RC 9895163), a financial technology company that is not a bank. Banking, payment and deposit services are provided by licensed financial institutions and licensed payment service providers regulated by the Central Bank of Nigeria, currently Beamer Microfinance Bank, Platnova and Red Biller Technologies.