Money that movesas fastas you hustle.
One app for your wallet, transfers, airtime, data and bills — plus Ajo savings circles you run with the people you trust. Built for the market, the street and the compound.
No card needed. No monthly fees. Just your phone number.
Payment received
₦5,000.00
Everything you already do with money — just easier
Your money, in your pocket
Top up from any bank, keep your balance safe and see every transaction in plain language.
Send to anybody, any bank
Type a number, tap send, done. Free transfers between Rainpay friends and family.
Airtime, data, light and TV
Recharge in two taps and set reminders so light and subscriptions never catch you unaware.
Contribution circles that work
Start a circle, invite your people, and let Rainpay keep the turns, the records and the payouts honest.
Works where you spend
From the okada man to the provision shop, from your landlord to your sister in Aba — Rainpay is built for everyday Nigerian money, not boardroom banking.
The savings tradition you grew up with, without the wahala
No more arguing over whose turn it is or who has paid. Everybody sees the same record, and money lands on time.
- 1
Create your circle and set the amount and how often everybody pays.
- 2
Invite your people by phone number — they join in one tap.
- 3
Rainpay collects, keeps the turn order and pays out automatically.
Example circle
₦150,000 pot
4 members · next payout Friday
Be first on Rainpay
Join the waitlist and we'll tell you the moment your wallet and your first Ajo circle are ready.